I do not lip any fish with a hook still in for that reason.
Only had it happen once, but had a treble go into my thumb, through the bone and to the fingernail on the other side.
I had left my pliers on the beach after landing a steelhead earlier in the morning.
I reached to take out a hook on a pound steelhead and it steelhead arches up, puts the hook in me, and proceeds to thrash, driving the hook all the way in. I was screaming at my fishing buddies to grab the fish. It hurt like hell.
Cut the hook at the bend of the treble to disconnect from the plug.
I grabbed the protruding hook piece and pulled as hard as I could and finally it came out. My buddy threw up watching.
Kept it packed with Neosporin and fished another couple of days.
I was in a doctors office once and this young couple came in with the girl acting very shy.
They were on their honeymoon and the guy reared back to cast a big bass plug and fully buried a treble in her. She was dying of embarrassment sitting their with a big Jitterbug hanging on her butt.
Everyone in the waiting room sympathized and also had big smiles.