I bought a 2012 400 about a 2 months ago. I hunt on Mississippi River bottom ground. For the past 3 weeks backwater has prohibited us from doing anything but boating in. Sunday I decided to give it a try since the water had dropped about 10 feet. Farm was dry except for the last 150 yards or so to the blind. Had the ranger loaded with 2 adults, a 90 lb dog and gear. Made it both in and out with water about 5 inches from the seat. I didn't really mean to but the water was deeper than I thought.
I am pleased to report that we made it with no issues, however, I probably won't do it again.
Overall, I am pleased with the 400, however the bigger engine and ability to ride 3 adults would be nice. I would buy the 400 again